Stocks are closing lower on Wall Street, breaking a three-day winning streak for the S&P 500, the AP reports. The modest decline in the benchmark index Thursday marked only the fourth loss this month. The losses were broad, with health care stocks, banks and energy companies leading the way lower. CVS Health dropped 2.9%, while Morgan Stanley lost 1.1%. Valero Energy gave up 1.1%. The S&P 500 fell 9 points, or 0.4%, to 2,774. The index is up 10.7% so far this year following a huge drop in December. The Dow Jones Industrial Average lost 103 points, or 0.4%, to 25,850. The Nasdaq fell 29 points, or 0.4%, to 7,459. (More stock market stories.)